Cenno · Expense tracking for iPhone and iPad
An expense tracker with no account and no server. Three seconds per record; budgets, net worth, reimbursements and multiple ledgers, all computed on your own device. The only cloud it ever touches is your iCloud.
Free to download · Pro from $2.99 a year, or once for life 
Nothing to sign up for. Your ledger only travels between your devices and your own iCloud, so there is nothing for us to see.
The data is yours. Leaving Cenno will never cost money.
No splash screens, no financial products, no badge nagging you to open the app.
Everything below is computed on the device, and most of it is free.
Cold launch lands on the keypad. Type an expression, 24+3.5, and press return. Templates save a record in one tap, and “Save & new” keeps the category for the next one.
A monthly total, a budget per category, and a daily allowance that updates as you spend. Whatever you leave unspent carries into next month.
Balance is your starting number plus every record since. When reality drifts, “Reconcile” squares it up in one tap without touching history.
Order a pretend takeaway, log what you saved by not ordering, and collect a check-in. Zero real money moves: no charge, no transfer, no account touched.
The same ledger on iPhone and iPad, carried by your own iCloud rather than a server of ours. Record on both and the two merge cleanly. Sync is off by default and can be turned off at any time; Pro is bought once and works on both.
Recording, the complete budget with rollover, refunds, export and the piggy bank, with no cap on records. Pro unlocks six things.
Free, forever
Pro
Price
Prices in other regions are set by the App Store. Subscriptions renew through Apple and can be cancelled in Settings at any time.
The free tier is the complete ledger, with no cap on records and no time limit. Pro is an optional set of six features.
In a local file on your device with full file protection, and, if you turn sync on, in your own iCloud. We run no server that could hold it.
Turn on iCloud sync, or export a backup from Settings and restore it on the new device. The backup file embeds receipt photos too.
Yes, with Pro. Export a CSV from your bank, Alipay or WeChat Pay and open it in Cenno. Parsing happens entirely on the device.
No. Open 2.0 and it recognises the original purchase; Pro lifetime is yours.
Free on the App Store for iPhone and iPad, iOS 17 or later.