Cenno · Expense tracking for iPhone and iPad

A ledger of your own.

Record everyday spending without an account, ads or a bank connection. Keep budgets and accounts together, export your records for free, and optionally sync your iPhone and iPad through your own iCloud. Ledger data is processed on your device.

Download on the App Store Free to download · Pro from $2.99 a year, or once for life Explore Cenno →
A ledger of your own.
No. 01

Three lines we do not cross

  1. 01

    No account, a local ledger

    Nothing to sign up for. Your ledger stays on your devices and, if enabled, in your own iCloud. It is not sent to the developer.

  2. 02

    Export is free forever

    The data is yours. Leaving Cenno will never cost money.

  3. 03

    No ads, no upsell, no red dots

    No splash screens, no financial products, no badge nagging you to open the app.

No. 02

Fast to record, complete to read

Everything below is computed on the device, and most of it is free.

Start with the amount

Enter an amount or an expression such as 24+3.5 on the recording keypad. Templates save a record in one tap, and “Save & new” keeps the category for the next one.

  • 13 categories with sub-categories, 128 icons, all free
  • Receipt photos stay on the device
  • Search merchants, notes, tags and amount ranges instantly
Start with the amount

Budgets that roll over

A monthly total, a budget per category, and a daily allowance that updates as you spend. Whatever you leave unspent carries into next month.

  • Overspending marked in cinnabar, with a suggestion for next month
  • The whole budget feature is free
Budgets that roll over

Net worth, no bank login

Balance is your starting number plus every record since. When reality drifts, “Reconcile” squares it up in one tap without touching history.

  • Credit limits, statement and due-date reminders
  • Search account activity and reconcile balances while keeping the original records
Net worth, no bank login

Skip a takeaway, feed the piggy bank

Order a pretend takeaway, log what you saved by not ordering, and collect a check-in. Zero real money moves: no charge, no transfer, no account touched.

  • Streaks and nine badges, unlocked the moment you earn them
  • The share card carries days and badges only, never an amount
Skip a takeaway, feed the piggy bank
No. 03

iPad as an equal, iCloud sync for free

The same ledger on iPhone and iPad, carried by your own iCloud rather than a server of ours. Record on both and the two merge cleanly. Sync is off by default and can be turned off at any time; Pro is bought once and works on both.

iPad as an equal, iCloud sync for free
No. 04

The free tier is the whole ledger

Unlimited everyday records, budgets with rollover, accounts, free export and the piggy bank. Optional Pro adds six tools.

Free, forever

  • Unlimited records, categories and iconsFREE
  • Budgets with rollover and daily allowanceFREE
  • Net worth, credit cards, reconcile and refundsFREE
  • Piggy bank, check-ins and badgesFREE
  • iCloud sync between your devicesFREE
  • Export and backup, alwaysFREE

Pro

  • Statement import (bank, Alipay, WeChat CSV)PRO
  • Multiple ledgersPRO
  • Advanced reportsPRO
  • Recurring recordsPRO
  • Reimbursement centerPRO
  • Themes and widgetsPRO

Price

  • Yearly$2.99
  • Lifetimeonce A one-time purchase, shown in your local currency in the App Store.
  • Bought Cenno 1.0free Open 2.0 and Pro lifetime is already yours.

Prices in other regions are set by the App Store. Subscriptions renew through Apple and can be cancelled in Settings at any time.

No. 05

Your ledger stays under your control

Read the privacy policy →

No. 06

Questions

Is it really free?

The free tier is the complete ledger, with no cap on records and no time limit. Pro is an optional set of six features.

Where is my data?

In a local file on your device with full file protection, and, if you turn sync on, in your own iCloud. We cannot access your private iCloud container.

What happens when I change phones?

Turn on iCloud sync, or export a backup from Settings and restore it on the new device. The backup file embeds receipt photos too.

Can I import bank statements?

Yes, with Pro. Export a CSV from your bank, Alipay or WeChat Pay and open it in Cenno. Parsing happens entirely on the device.

I paid for version 1.0. Do I pay again?

No. Open 2.0 and it recognises the original purchase; Pro lifetime is yours.

Your records, on your terms.

Free on the App Store for iPhone and iPad, iOS 17 or later.